Investment Process

Every client is different. That’s why we create customized portfolio strategies tailored to an individual client’s goals, objectives and risk tolerance.  These strategies are closely integrated and aligned with each client’s comprehensive financial plan that is developed and maintained by our team of planning professionals.

We utilize an open architecture platform that allows us to access a wide variety of investment vehicles including separate accounts, mutual funds, exchange traded funds, alternative investments, and publicly traded equity and fixed income securities.

Diversified portfolio strategies employ both active and passive investment managers and are designed based on each client’s investment time horizon, risk tolerance and return objectives. Managers are selected based on both quantitative and qualitative criteria and are carefully monitored on an ongoing basis.

Some of the key components of our manager selection process include:

• Historic Risk Adjusted Returns

• Performance Versus Peer Group

• Consistency of Performance

• Well-defined Investment Process

• Cost

• Portfolio Turnover/ Tax Efficiency

• Management Team Tenure

• Specialization

Portfolio strategies are reviewed regularly by our investment team and are adjusted and recalibrated as economic and market conditions change.

We believe that financial markets are highly cyclical and that it’s essential to understand and adapt to these cycles in order to increase the probability of successful outcomes.